Salary & Tax Calculators

These work out what actually lands in your account, which is a different question from what your contract says. Gross pay is the headline; take-home is what is left after income tax, social contributions, pension and any student loan. The gap between the two is wider than most people expect, and it widens as pay rises because the rates are progressive rather than flat.

Each country gets its own page rather than a single calculator with a country dropdown, because the systems are not variations on one theme. The UK charges income tax on pay after a personal allowance but National Insurance on gross, with no allowance at all. Other countries bundle social contributions into one figure, tax households rather than individuals, or add a regional layer on top of the national one. A shared form would have to hide most of that, and hiding it is how a number comes out wrong.

The rates are checked against each tax authority before a page ships, and the tax year is printed with the result so you can see which rules produced it. They are still estimates: they assume a standard employee on a single salary, and they cannot know about benefits in kind, multiple jobs, tax code adjustments or anything you claim back. Use the figure to compare offers, not to plan to the pound.